Kachingz: Budget & Expenses

Make everyday money decisions with a clearer picture. Kachingz brings expense tracking, budgets, income, bills and savings goals together, with an AI money coach and a virtual pet companion to make good habits more rewarding. SEE WHERE YOUR MONEY GOES Record purchases, organise spending by category and explore daily, weekly and monthly views. Track income and see your available-to-spend figure alongside bills and savings plans. Enter records manually or use optional Apple Wallet automation through iOS Shortcuts. No bank login is required. TRAVEL WITHOUT THE MATHS Spending abroad? Purchases in ringgit, yen, baht or any other currency are converted to SGD at the day's exchange rate, with the original amount shown beneath. Change it to what your bank actually charged and Kachingz keeps both. PLAN YOUR BUDGETS Set category budgets, see what remains and find purchases that have not been assigned to a budget. Keep savings goals and monthly plans in view. KEEP BILLS AND CARDS TOGETHER Review bills and subscriptions, see upcoming payments and track credit, debit and buy-now-pay-later accounts. Card repayments are shown separately from spending. Figures reflect the records you add; Kachingz does not connect to your bank balance or move money. GET PERSPECTIVE WITH AI Explore weekly reviews, budget suggestions, what-if scenarios and month-end projections based on your recorded figures. Reports show the period reviewed and when they were generated. Free users receive 10 lifetime AI credits. A successfully verified report uses one credit; failed reports and opening saved reports do not use credits. GROW GOOD HABITS WITH A COMPANION Choose your cat, visit its cosy room and enjoy feeding, play and care interactions. Kachingz Pro includes the full companion experience and unlimited AI reports. KACHINGZ PRO Optional monthly and yearly auto-renewable subscriptions are available. Current localized prices and subscription periods are shown in the app before purchase. Payment is charged to your Apple Account at confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the current period ends. Manage or cancel your subscription in your App Store account settings. AI features send relevant financial summaries to our service to generate reports. Suggestions are informational and do not replace professional financial advice. Privacy Policy: https://echizen92.github.io/kaching-pages/ Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/