KulDhan: Protect Family Wealth

Keeping track of everything a family owns is a job nobody trained you for — whether you're a flight away or just a phone call away. The property tax was due last month. The tenant's rent hasn't landed. Your father mentioned an insurance policy, but not which one — and the papers could be in the bank locker, at the Mumbai house, or still with your parents. The shop, the office, the farming land back in the village — each with its own dues, its own paperwork, its own person who's "handling it." Someone has the spare key — you just can't remember who. And every one of those threads lives in a different WhatsApp chat, or in your head. Ask yourself one question: if you weren't reachable tomorrow, would your spouse know everything your family owns — every property, every policy, every account — and where the papers are? For most families, the honest answer is no. A lifetime of earnings, sitting in one person's memory, invisible to everyone who'd need it. KulDhan puts all of it in one place, shared with the family members you choose. WHAT IT DOES • Properties and assets — every flat, plot, office, shop or farming land you own or look after, plus insurance policies and other assets, each with its own location, currency and papers. Track a Mumbai flat, a Nashik farmland plot, an insurance policy and a Dubai apartment side by side. • Bills and renewals — property tax, society maintenance, electricity, insurance premiums, khata and registration paperwork. See what's overdue, due soon, and coming up. • Who's responsible — assign each task to a family member or a local caretaker, so "someone should handle it" becomes "Dad's handling it" or "your brother's on it." • Family Readiness — an honest score of how much your family could actually cope if you weren't reachable. Overdue items, missing information, unassigned jobs. • Document locations — the sale deed in the bank locker in Mumbai, the insurance papers with your parents, the khata certificate at the society office, the will with the family lawyer. Not the documents themselves — just which document, and exactly where to find it. • Emergency & Important Info — who to call, which neighbour has the spare key, where else to look if something goes wrong. • Your spouse doesn't have to ask you — they can just look. Every property, policy and asset, what it's worth, where the papers are, who's handling what. No more finding out for the first time when it's already an emergency. • Ask Nidhi — ask plain questions of your own data. "What's overdue?" "Which property is worth most?" "How many tasks are done?" BUILT FOR FAMILIES, WHEREVER THEY LIVE Invite up to six family members, each with their own access level. Full access for a sibling who shares the load. View-only for a parent who wants to see but not change. A local caretaker who can mark maintenance done without ever seeing what anything is worth. Values are shown in Indian Rupees, or in your own currency if your family is spread across countries — USD, GBP, EUR, AED, CAD, AUD, SGD, CHF, JPY, RUB or CNY — and totalled together either way. WHAT IT DELIBERATELY DOES NOT DO KulDhan does not store your documents. Your will stays in the locker; KulDhan just remembers which locker. It never asks for Aadhaar, PAN, passport or bank account numbers, and you shouldn't enter them. PLANS Free to start: one property or asset, one reminder, one person. Individual and Family are one-time purchases covering three years each — not annual subscriptions, and nothing auto-renews. Individual and Family both include unlimited properties, assets and reminders; Family covers up to 6 family members. Made for every family carrying this alone — near or far.