Life Timer: Retire Countdown

Life Timer shows two things on one screen: the time you have left, and the money piling up. The countdown to your retirement date ticks down by the second. Your net worth, converted from your salary into a per-second rate, ticks up. Numbers that used to feel abstract start moving in front of you. Features: • Countdown — time left until your retirement date, life expectancy, or any date you set • Count up — net worth accruing by the second from your annual salary • Income and expenses — one-off bonuses and recurring monthly payments are reflected on the day they happen • Goal projection — "how far to my goal?" calculated at your current pace • Assumed annual return — optional 0–30% (pre-tax, nominal) reflected in projections • When income ends — at your retirement date, when net worth reaches an amount, on a date you pick, or never • Home screen widget — see the numbers without opening the app (refreshes for 24 hours) • Display currency — KRW, USD, EUR, JPY, GBP, CNY • App lock — Face ID / Touch ID (optional) • Backup — export your setup as a file and import it on a new device How to use: 1. On first launch, a 3-step onboarding asks for your date of birth, target retirement date, salary and net worth 2. Add events like bonuses or loan payments; they are reflected on their dates 3. Add a money goal and the app calculates when you will reach it 4. Put the widget on your home screen to check without opening the app Privacy: • The app makes no network connections. It never sends your salary or net worth anywhere • No sign-up, no account • The only ways data leaves the device are the backup file you export yourself and your iOS device backup Notes: • We recommend entering your take-home income, after tax and insurance. Taxes are not calculated for you • The return rate is your own assumption; inflation and taxes are not modelled. This is not financial advice