Draupnir: Budget Management

Draupnir helps you log every expense in seconds and get through the month without surprises. No bank connection required — your data stays on your device and in your own iCloud. FEATURES • Fast Expense/Income Logging — Pick a category, type the amount, done. Scan a receipt and the amount is detected automatically. • Budget Limits & Alerts — Set a monthly limit and get notified once you reach 80% of it. Roll unused budget over into next month. • Installments & Subscriptions — Credit card installments are added to an automatic schedule, and you get reminders before subscription payments. • Accounts & Cards — Cash, debit, credit... or skip all of it — the app becomes a simple expense log with one tap. • Financial Goals — Set goals like "$500 for a trip" and track your contributions. • Debt Tracking — Keep track of who owes you and who you owe. • Savings — Track your gold, dollars and euros with live rates. Keep them separate from your spendable balance or add them to your total, your choice. • Smart Categorization — Categories are suggested automatically based on keywords in your notes. • Spending Insights & Advisor — See your essential-vs-discretionary spending ratio, category breakdown and monthly trends, plus plain-language tips generated entirely on your device. • Net Worth — Assets minus debts, in one view. • Widget & Apple Watch — Check your budget at a glance from your Home Screen, Lock Screen or your wrist. Add your frequent expenses with one tap from the widget, or punch in an amount on the watch keypad. • Siri Shortcuts — Add an expense by voice. • Backup & Sync — Export as JSON/CSV/PDF, and sync across your devices with iCloud. • 7 Design Themes — From Classic to Night Premium, plus the Nordic theme with runes and Viking-age ornaments. A simple, fast way to track your budget — no bank connection, no ads. The name comes from Norse mythology: Draupnir is Odin's gold ring, which multiplies itself eightfold every ninth night — may your savings do the same.