Moity

Moity splits shared expenses between friends, roommates or travel companions — without ever asking you to create an account. CREATE A MOITY IN SECONDS A “Moity” is a shared space for a trip, a shared home or an event. Create it, invite your friends with a simple code or link, and start adding expenses. BALANCES THAT STAY CLEAR Every expense is split automatically (equally, by exact amounts, by shares or by percentage). Moity works out who owes whom and suggests the smallest number of reimbursements to settle everything. MULTIPLE CURRENCIES, ONE CLEAR VIEW Travelling abroad? Enter each expense in its original currency. Moity suggests a reference rate for the expense date to convert it into your Moity's currency, showing its source and date. You can also enter your own rate. Your chosen rate stays saved with the expense, so later rate changes do not alter past expenses. OFFLINE MODE Create a Moity, add people to it and enter expenses with no network: everything is queued and sent as soon as the connection returns. Balances stay as they were at the last load, since our servers compute them. PRIVATE BY DEFAULT Moity never requires an account: a Moity stays accessible through its invitation code. Optional Apple, Google or e-mail sign-in is used only to find your Moitys on another device. No ads, no tracking, no data resale. AVAILABLE IN 5 LANGUAGES French, English, Spanish, Italian and Arabic. Moity — together, without complicated accounts.