BuddGet

PayPilot — Spending as Identity Your spending tells a story. PayPilot helps you understand it. PayPilot goes beyond budgeting. It helps you uncover the habits, influences, and cultural patterns behind the way you spend — turning everyday purchases into insights about who you are and what shapes your decisions. TRACK WHAT YOU SPEND — AND WHY Add transactions manually, scan receipts with your camera, or securely connect your bank account. Categorize purchases and record what influenced them — a TikTok trend, Instagram ad, YouTube video, friend's recommendation, or simply your own instinct. Over time, PayPilot turns those individual purchases into meaningful patterns. DISCOVER YOUR SPENDING IDENTITY PayPilot's Signals engine analyzes your habits and creates an Identity Portrait based on how you spend. You might be an Experience Seeker who prioritizes moments, a Style Curator who expresses themselves through fashion, a Digital Native shaped by subscriptions and online life, or a Mindful Planner focused on intentional spending. Your spending identity evolves as your habits do. SEE WHAT INFLUENCES YOUR WALLET How much of your spending comes from social media, advertising, or recommendations? PayPilot's Media Influence tracker shows which platforms and outside influences are connected to your purchases, helping you see what's actually shaping your decisions. PUT YOUR SPENDING IN CONTEXT Compare your spending patterns with broader U.S. averages across categories. See where your habits align with common patterns, where they stand out, and what those differences might reveal about your priorities. AI-POWERED INSIGHTS PayPilot goes beyond charts and totals. AI-generated insights help explain patterns in your behavior, the influences behind your purchases, and how your spending aligns with the person you want to be. KEY FEATURES • Manual transaction tracking and categorization • AI-powered receipt scanning • Secure bank account connection through Plaid • Media influence tracking for purchases • Personalized Spending Identity Portrait • Spending comparisons with U.S. averages • AI-generated behavioral insights • Clear visual breakdowns of spending patterns • Clean, intuitive design built for everyday use Your money shows where you've been. PayPilot helps you understand why — and decide where you want to go next.