Horizon - Net Worth Forecast

See your money’s future — without showing it to anyone. Horizon forecasts your net worth years ahead, entirely on your iPhone. No bank logins, no accounts, and no recurring subscriptions. Your bank is never connected; that’s the point. WHY HORIZON Most finance apps only look backward — and demand your bank credentials just to show you what you already spent. Horizon looks forward: project your savings, expenses, and milestones over the next 1 to 5 years, and visualize the compound effect of today's financial decisions before you make them. "If I buy the car now, where will my net worth be in 4 years?" 100% PRIVATE BY DESIGN • No account, no sign-up. Open the app and start immediately. • Your bank is never connected — nothing to leak, nothing to break. • Everything stays on your device, syncing privately via your own Apple iCloud. • App Privacy label: Data Not Collected. FORECAST THE FUTURE • Net-worth forecasting up to 5 years ahead with compound interest calculations • Savings Goals with target dates and projected completion milestones • Replay transactions, recurring income, and scheduled transfers automatically UNDERSTAND TODAY • Custom Spaces: build modular, tailored dashboards that show what matters to you • Visual Cash Flow: interactive Sankey diagram tracing income to expenses and savings • Flexible Category Budgets with multi-account allocations and forward-looking limits • Rich Reports: filter and slice by account, category, transaction type, and date range • Interactive Home Screen & Lock Screen widgets, themes, and reminders PAY ONCE. NO SUBSCRIPTIONS. The core app is completely free — unlimited accounts, transactions, history charts, and iCloud sync. A single one-time purchase unlocks Horizon Pro: unlimited 5-year forecasts, custom Spaces, budgets, and goals. The past is free; unlock your future once. Built with craft by an independent studio. No ads, no third-party trackers. Just the app.