Intelligent Portfolio Review

Professional portfolio analysis — clearly defined IPR is a professional analytical environment for understanding portfolio behaviour, risk structure, and factor exposure. The app focuses on analysis and interpretation — not predictions or automation. Features • portfolio and risk analysis • optimization with constraints • factor models and diagnostics • multi-period comparison • portfolio impact analysis All calculations are performed locally on your device, ensuring privacy, transparency, and independence. Subscription • Full access: 99 SEK / month • First month free • Cancel anytime The price reflects the analytical depth of the system. The subscription does not include bundled market data. Users can work with their own data imported via CSV or, if they choose, retrieve selected data from FRED using their own API key. What IPR is — and what it is not IPR is designed to provide clarity around portfolio behaviour and structure. What IPR is • an analytical tool for exploring relationships between assets, risk, and return • a learning-oriented environment based on quantitative methods • a system designed to support understanding, not decision automation What IPR is not • not investment advice — IPR does not provide recommendations, forecasts, or buy/sell signals • not a portfolio management system — no brokerage integration, no execution, no capital management • not a market data provider — external data is selected by the user and may be imported by the user or retrieved through IPR’s FRED Data Integration using the user’s own API key • not a replacement for professional advice — all investment decisions remain the user’s responsibility All analysis is based on historical data and intended for educational and analytical purposes. Legal & Privacy Privacy Policy: https://www.retniw.se/ipr-privacy.html Terms of Use: This app uses Apple’s Standard End User License Agreement (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/