Loanly: Loan & EMI Calculator

Loanly is a clear, private loan and EMI calculator with a built-in library of plain-language loan guides. No sign-up and no account: the figures you enter stay on your phone. CALCULATE • Loan / EMI payments for any amount, rate and term • Mortgage payments including property tax, insurance and HOA • Car loan payments with trade-in, sales tax and fees • Affordability: how much you can borrow from a target monthly payment • Extra payments: see the interest and months you save DECIDE • Refinance break-even: compare your current loan with a new offer and see the monthly saving, the break-even point and the lifetime saving • Full amortization schedule by month or year, exportable to PDF or CSV • Save calculations and compare two side by side LEARN • Short guides: how amortization works, APR vs interest rate, fixed vs variable rates, paying off a loan faster, what lenders look at, whether to refinance and why the deposit matters • A glossary of loan terms such as APR, LTV, DTI, escrow and points PRIVATE BY DESIGN • The calculators work offline and nothing you type is uploaded • No live rates: you control every number, so nothing goes out of date • Many languages, with full right-to-left support Free with non-personalised ads. Remove ads with a single one-time purchase. Loanly provides estimates and general information only. It is not financial advice, and it does not offer loans or connect you with lenders.